I don't know anything about the DSLR Canon cameras, but I just bought the E-510 with the two kit lenses for $600 total online. My old camera, which I have had great success with, is an Olympus Camedia C-765 ultra 10x zoom (a more sophisticated point and shoot). I must say that of this point in time, I am not seeing a significant difference in detail with the close up lens and the telephoto lens compared with my old camera. I made adjustments and it is better, but I am not satisfied yet. I shoot mostly birds and flowers. What I am thinking is that I will probably need the more expensive lenses to get the detail that I want. The kit lenses are just the basics. If I were you I would take my time. Don't rush into buying your first DSLR. Unless you have unlimited resources then wait and do more research on the internet and look at pictures taken with your camera. More megapixels doesn't necessarily mean you will have better picture quality. I hope this doesn't get you more confused.