Hey Dick,
.jpg compression has a scale of between 1 and 12, 12 being the least lossy. 8 gives you something in between. If the file you are compressing at 8 jpeg is at about 400k, then my guess is you are sending a full size file. If you could, please make at about 1024 pixels at the widest end - this should bring the file to about 80-100k.
James